Compare Buy-to-Let Mortgages & Rates 2026 is a topic that continues to attract attention from individuals looking to understand property finance in a changing economic environment https://smartcitymortgages.co.uk/buy-to-let-mortgage/ . The market is influenced by interest rate adjustments, lending criteria updates, and evolving investor expectations. Information in this text is provided for general informational purposes only and does not constitute financial advice. What is a buy-to-let mortgage? A buy-to-let mortgage is a type of loan designed for individuals who purchase property specifically to rent it out rather than live in it. Lenders typically assess affordability based on expected rental income rather than solely on personal salary. In many cases, deposit requirements are higher compared to residential mortgages, and interest rates can also differ depending on risk assessment and market conditions.